Is the Zee model neutrino mass matrix ruled out?

A very economic model of generating small neutrino masses is the Zee model. This model has been studied extensively in the literature with most of the studies concentrated on the simplest version of the model, where all diagonal entries in the mass matrix are zero. SNO, and KamLAND data disfavor this simple version, but only when one also combines information from atmospheric and K2K data can one rule out this model with a high confidence level. We show that the simplest version of the Zee model is ruled out at 3σ level. The original Zee model, however, contains more than enough freedom to satisfy constraints from the data. We propose a new form of mass matrix by a naturalness consideration. This new form of the mass matrix is consistent with all experimental data. It predicts that mν3 = 0, and tan 2θsolar increases and sin 2θatm decreases with vertical stroke Ve3 vertical stroke. For tan 2θsolar and sin 2θatm to be in their 1σ allowed regions, vertical stroke Ve3 vertical stroke is sizeable but can be set below the 90% C.L. upper bound. (orig.)